SIMOPIM: Real Estate Purchase and Sale ROI Calculator

Simulation Name

Operation

Purchase Price ($)

Down Payment ($)

25.17% of the purchase price

Financed Amount ($)

15.75% of the purchase price

Loan Detail

Loan Type

Number of Monthly Installments

20.0 years

Interest Rate %

Installment Amount ($)

Installment Charges ($)

Purchase Expenses

Notary ($)

Loan Life Insurance ($)

Loan Processing Fees ($)

Government Loan Grant (%)

50.00 $

Purchase Tax (%)

11426.40 $

Agency Commission (%)

3808.80 $

Total Costs ($)

Down Payment + Costs ($)

Renovation Costs

Deductible Renovation ($)

Non-Deductible Renovation ($)

Maintenance Expenses

Property Tax ($)

Other Annual Expenses ($)

E.g. Maintenance, other taxes

Rent

Rented at (%)

Percentage of time the property is rented, also considering possible renovations.

Monthly Rental Income ($)

24000.00 $ per year

Substitute Tax (%)

420.00 $ per month

Annual Rent Revaluation (%)

Sale

Sale Price ($)

Sale at month number

Interest Paid ($)

Capital Gains Tax (%)

0% after 5 years

Deductible Costs ($)

Capital Gain ($)

Substitute Tax ($)

Other Sales Costs ($)

Rent Received (net of taxes)	0.00
+ Sale	250000.00
+ Insurance Reimbursement	4845.47
- Capital Gains Tax	14458.29
- Remaining Loan Debt	0.00
- Other Costs	0.00
-	-
= Return	240387.18

Down Payment	31960.00
+ Purchase Costs	26277.70
+ Capital Deposited	0.00
+ Interest Paid	0.00
+ Property Tax Paid	4375.00
+ Other Maintenance Expenses	687.50
+ Renovation	66322.00
= Investment	129622.20
Profit	110764.98
ROI	1.85
ROI %	85.45
Annualized ROI %	68.36
Property Revaluation %	96.91
Annualized Property Revaluation %	77.53

SIMOPIM: Real Estate Purchase and Sale ROI Calculator

Simulation Parameters